CASH MANAGEMENT SERVICE
Cash Collected Here, Reconciled There
Lenders, NBFCs and microfinance institutions still collect a large part of their instalments in cash. Flycash CMS lets your outlet accept that cash on their behalf, issue an instant receipt, and hand the lender a digital record the same day.
Collection Without A Field Agent At Every Door
A borrower who repays in cash has three options: wait for a collection agent, travel to a branch, or fall behind. All three cost the lender money — in field staff, in cash-in-transit risk, and in delinquency.
A Cash Management Service point replaces all three. The borrower walks into a shop they already visit, pays the instalment, and receives a receipt carrying the lender's own reference. The lender sees the credit in their reconciliation file, not in a courier bag two days later.
- The borrower repays near home, at hours a branch is closed
- The lender gets a digital record instead of a paper collection sheet
- You earn a fee on collections you would otherwise turn away
Built For Collection, Not Just Cash Handling
Everything a lender needs to trust a third-party counter with their repayments.
Loan & EMI Collection
Accept instalments for partnered NBFCs, microfinance institutions and gold-loan companies against the borrower's loan account number.
Instant Receipt
Every collection generates a receipt carrying the lender's reference and the collection time, so the borrower leaves with proof that stands up later.
Reconciliation Dashboard
Collections are grouped by lender, date and outlet, so both sides close the day against the same numbers instead of arguing over a register.
Lower Cash-In-Hand Risk
Collected cash offsets your outgoing AePS and Micro ATM withdrawals, so less physical money sits in your drawer at closing time.
SMS To The Borrower
A confirmation message goes to the registered mobile on the loan account, closing the loop for borrowers who cannot read a printed slip.
Extended Collection Hours
Your shop is open when branches are not. Evening and Sunday collections are exactly the ones a field team cannot reach.
From Counter Cash To Lender Ledger
The borrower does nothing they are not already doing — they just do it closer to home.
Select The Lender
Choose the partnered institution and enter the borrower's loan or customer ID.
Fetch The Due Amount
The outstanding instalment and due date are pulled from the lender, so nothing is entered from memory.
Collect & Confirm
Take the cash, submit the collection, and the amount is posted against the loan account.
Settle And Report
Collections settle into the lender's account on the agreed cycle, with your fee credited to your wallet.
Collection Points, Receipts And Reports
The three places CMS shows up: the counter, the borrower's hand and the lender's dashboard.
A shop the borrower already visits replaces a trip to the branch.
A receipt carrying the lender's own reference number.
Outlet and lender close the day against the same report.
What A Collection Point Needs
An Established Outlet
A shop with a known address and regular local footfall.
Completed KYC
Aadhaar, PAN and shop proof verified during onboarding.
Fixed Working Hours
Predictable opening times so borrowers are never turned away.
Daily Settlement
Willingness to close and settle collections on the agreed cycle.
Cash Management Questions, Answered
In most cases no. Collections are set off against your Flycash balance, and the cash stays in your drawer to fund withdrawals on the AePS and Micro ATM side of the counter.
Only institutions that are onboarded as CMS partners. The list is visible in your portal and grows as new NBFC and microfinance tie-ups go live in your region.
Partial collection is allowed where the lender permits it. The receipt records exactly what was paid, and the remaining balance stays open against the loan account.
Every collection is timestamped and tied to a reference on both sides, so disputes are settled from the record rather than from recollection. Raise the reference through support and it is traced end to end.
Earn On The Cash Already Walking Past
Become a Flycash collection point and turn loan repayments into a steady, fee-earning line of business.
Apply For CMSLender tie-ups by region · Settlement on an agreed cycle