DOMESTIC MONEY TRANSFER
Send Money Home, From Your Counter
Migrant workers, students and daily-wage earners still need a person they trust to send money. With Flycash DMT you take cash across the counter and it reaches any bank account in India over IMPS — in seconds, any hour, any day.
The Last Mile Of India's Remittance Economy
A large share of the country's internal remittances still starts as cash in hand. The sender may not use net banking, may not have a smartphone plan that reaches, or may simply prefer to hand notes to a shopkeeper they know by name.
Domestic Money Transfer turns that trust into a licensed, auditable rail. You register the remitter once with an OTP on their mobile, add the beneficiary's account, and every future transfer takes under a minute.
- Remitter registered once — repeat transfers need no paperwork
- Beneficiary account verified before the first rupee moves
- Every transfer carries an RRN the sender's family can quote at their branch
Safeguards That Protect Both Sides Of The Counter
Remittance goes wrong in predictable ways. Each of these features closes one of them.
Instant IMPS Credit
Funds land in the beneficiary account within seconds — nights, Sundays and bank holidays included. NEFT is available as a fallback for accounts that do not accept IMPS.
Beneficiary Name Check
A one-rupee penny-drop returns the real account holder's name before you confirm, so a mistyped digit is caught at your counter instead of at a helpdesk.
Automatic Refund
If a transfer is rejected by the receiving bank, the amount is credited back to your wallet automatically and the status updates in your report — no ticket to raise.
OTP Remitter Onboarding
A first-time sender is registered against their own mobile number with a one-time password, keeping the outlet compliant with RBI's remitter KYC norms.
Receipt & SMS Confirmation
The sender walks away with a printed slip and an SMS carrying the reference number — the two things that end every "did it go?" conversation.
Limit Tracking Built In
Per-transaction and monthly caps for each remitter are tracked for you, so the screen tells you what is left before you accept the cash.
Cash In, Credited Out
The first transfer for a new sender takes about two minutes; every one after that takes seconds.
Register The Sender
Enter the remitter's mobile number and verify it with an OTP delivered to their handset.
Add The Beneficiary
Key in the account number and IFSC. A penny-drop returns the account holder's name for confirmation.
Collect Cash & Send
Take the money across the counter, enter the amount and submit. Your wallet is debited and IMPS fires.
Hand Over The Receipt
Print or SMS the slip with the reference number. Your commission is added to the same transaction.
The Counter, The Screen And The Slip
What a money-transfer outlet actually looks like once the service is running.
The sender pays in notes; the family receives a bank credit.
The real account holder's name appears before the transfer is confirmed.
Every transfer ends with a printed slip and an SMS carrying the RRN.
What A Remittance Counter Needs
Merchant KYC
Your Aadhaar, PAN and shop proof for onboarding.
Wallet Balance
A pre-funded Flycash balance — transfers debit it in real time.
Phone Or Desktop
Any browser or the Flycash app with a working data connection.
Receipt Printer
Optional — SMS receipts work equally well for senders.
Money Transfer Questions, Answered
Per-transaction and monthly ceilings follow the prevailing RBI domestic remittance norms for a non-KYC remitter. The portal shows the balance limit for each registered sender before you accept cash.
The transaction sits in pending until the receiving bank responds. If it is finally rejected, the amount is auto-credited back to your wallet and the report line changes to refunded — you do not need to chase it.
Yes — any account with a valid IFSC, including cooperative and small finance banks. Accounts that do not support IMPS are routed over NEFT automatically.
No. The sender only needs a working mobile number for the OTP. The account details are required for the beneficiary, not the remitter — that is the whole point of the service.
Become The Shop That Sends Money Home
Add DMT to your counter and earn on every transfer, while giving your neighbourhood a service it walks in for.
Enable DMTLive in 24 hours · IMPS credit in seconds