INSURANCE

Cover That Is Sold Where People Actually Live

Two-wheeler, health, personal accident and shop cover, issued digitally from your counter in minutes. For most of your customers, the first policy they ever hold will be one they bought from someone they know.

Instant policy issuance Premiums from a few hundred rupees Renewal reminders built in
WHY IT SELLS AT A COUNTER

Distribution, Not Advertising, Is The Bottleneck

Insurance penetration in India is held back less by price than by reach. A ₹400 two-wheeler policy or a ₹300 accident cover is affordable almost everywhere — but it needs someone nearby to explain it, collect the premium and hand over the document.

That is exactly what a retail counter does well. Flycash gives you a short, guided flow for each product: enter a few details, take the premium, and the policy PDF is issued and sent to the customer's phone before they leave.

  • No agent licence exam to clear before you can start
  • Commission per policy, plus a renewal that comes back to you each year
  • Claim assistance handled by a support desk, not left to you
Digital insurance policy issued at a retail counter
5 min
Quote To Policy
PRODUCTS YOU CAN OFFER

Cover For The Risks Your Customers Name First

Short-form products chosen because they can be explained in two minutes and bought in five.

Two-Wheeler Insurance

Third-party and comprehensive cover for bikes and scooters, quoted against the registration number with the previous policy carried forward.

Motor & Commercial Vehicle

Cars, autos and small commercial vehicles, including the statutory third-party cover that every owner has to renew each year.

Health & Hospital Cash

Indemnity and fixed-benefit health plans, including daily hospital cash — the cover families understand fastest because it pays out in rupees per day.

Personal Accident

Low-premium accident cover for wage earners, where a single injury otherwise stops the household's entire income.

Shop & Asset Cover

Fire, burglary and stock protection for small businesses — including your own shop, which is usually the first policy a retailer buys.

Term Life

Straightforward term plans with simplified underwriting, so a household's main earner can be covered without a medical appointment in a distant city.

HOW IT WORKS

Quote To Policy Without Paperwork

No proposal forms to courier, no wet signature, no waiting for a policy to arrive by post.

1

Pick The Product

Choose the cover the customer is asking about and enter the few details it needs.

2

Compare Quotes

Premiums from partnered insurers appear side by side so the customer chooses on price and cover.

3

Collect The Premium

Take payment in cash at the counter or from the customer's account; your wallet is debited for the premium.

4

Issue & Deliver

The policy is issued digitally and sent to the customer's phone and email, with your commission credited.

INSURANCE IN PRACTICE

Quotes, Policies And Renewals

What selling cover from a retail counter actually looks like, screen by screen.

GETTING STARTED

What You Need To Sell Cover

Completed KYC

The same Aadhaar and PAN verification used for your other services.

Product Briefing

A short online walkthrough of each product before it is enabled.

Wallet Balance

Premiums are paid from your balance and reimbursed by the customer.

Customer's Mobile

A working number and email so the policy can be delivered digitally.

FAQ

Insurance Questions, Answered

You sell as a point of sale under the licensed intermediary, not on your own licence. The product briefing before each category is enabled covers what you are permitted to explain and sell.

The insurer settles the claim; a claim assistance desk helps the customer file and follow it. Your role ends at raising the request — you are never asked to assess or settle anything.

Policies you sell appear in your renewal list with the due date, and the customer receives a reminder. Renewals carry commission too, which is what makes the book worth building.

Yes. A mobile number is enough — the policy link is sent by SMS and can be printed at your counter for customers who prefer a physical copy.

Sell The First Policy Your Customer Ever Owns

Add insurance to your counter and build a book that renews every year — starting with the shop you already run.

Enable Insurance

Digital issuance · Renewal commission every year