MICRO ATM
Make Your Shop The Nearest ATM In Town
A handheld card reader that turns your counter into a cash withdrawal point. Any bank's debit card, a four-digit PIN, and the customer walks out with cash — in places where the nearest ATM is kilometres away.
Card Banking Without The Cash Machine
A Micro ATM is a pocket-sized, battery-powered card terminal that connects to the banking network over your phone's internet. The customer's card is read, the PIN is entered on the device keypad, and the amount is debited from their account — you dispense the cash from your own drawer.
Because the money moves from the customer's bank into your settlement balance, the notes you hand out are replaced automatically. No cash loading, no maintenance contract, no armoured van.
- Runs on a mobile hotspot — no dedicated broadband line needed
- Hybrid mATM + mPOS: the same terminal also accepts card payments for your shop
- Cash withdrawals bring repeat footfall that buys from your main business too
Everything The Terminal Gives You
One device, several revenue lines — and none of the overheads of a bank-owned ATM.
Any Bank, Any Card
RuPay, Visa and Mastercard debit cards from every issuing bank are accepted on the same terminal — no bank-specific setup.
Instant Settlement
The withdrawn amount is credited to your Flycash balance as the transaction completes, so your working capital keeps turning over the same day.
Balance & Mini Statement
Customers can check a balance or print the last few entries before deciding how much to withdraw — a free service that builds the habit of visiting you.
Commission Per Transaction
You earn on every successful withdrawal. Slab-based rates mean higher volumes at the counter translate directly into a better per-hit payout.
Hybrid mATM + mPOS
Switch the same device to sale mode and take card payments for your own goods, so one purchase covers both cash-out and cash-in.
Device Support Desk
A dedicated line for terminal issues, plus replacement under the two-year warranty so a faulty reader never costs you a day of business.
From Card To Cash In Four Taps
Familiar to anyone who has used a card machine — nothing new for the customer to learn.
Enter The Amount
Key the withdrawal amount into the Flycash app and pair it with the terminal over Bluetooth or USB.
Read The Card
Insert, swipe or tap the debit card on the reader. The card never leaves the customer's hand.
Customer Enters PIN
The PIN is typed on the terminal's own encrypted keypad and is never visible to you or the app.
Hand Over The Cash
On approval you pay out from your drawer and share a printed or SMS receipt. Your balance is topped up instantly.
A Look At The Hardware And The Counter
The device, the app screen and a working outlet — so you know exactly what arrives in the box.
One reader handles all three card entry modes on an encrypted PIN pad.
Amount entry, receipts and reports all live in the Flycash app.
Kirana stores, mobile shops and CSC outlets running cash-out all day.
What It Takes To Go Live
A Physical Shop
A verifiable retail address where customers can walk in.
Aadhaar & PAN
Standard KYC documents for merchant onboarding.
An Android Phone
Android 8 or above with mobile data to pair the terminal.
Working Cash Float
Enough cash in the drawer to cover the day's withdrawals.
Micro ATM Questions, Answered
No. A Micro ATM does not dispense notes — it authorises the debit and you pay the customer from your own counter cash, which is then reimbursed into your settlement balance.
AePS authenticates with Aadhaar and a fingerprint; a Micro ATM authenticates with a debit card and PIN. Offering both means you can serve a customer whichever credential they carry that day.
Per-transaction and daily limits are set by the customer's own issuing bank, exactly as they would be at a bank ATM. Your outlet has no separate cap beyond the cash you hold.
Raise a ticket from the Flycash portal or call the device support desk. Hardware faults inside the two-year warranty are replaced rather than repaired, so downtime stays short.
Be The Cash Point Your Street Needs
Order a Flycash Micro ATM, pair it with your phone, and start earning on withdrawals from the first week.
Order A DeviceDelivered and activated · Two-year warranty included